As your attorney, I can help:

  • Eliminate or restructure credit card debt, medical bills and other forms of debt including certain tax liabilities.
  • Prevent home foreclosure and motor vehicle or other asset repossession.
  • Stop collections and creditor harassment legally, dependably and effectively.
  • Stop wage garnishment, collection lawsuits, judgments and liens.
  • Start rebuilding your credit by having a fresh start.  The sooner you come in to discuss your options, the sooner you will be able to start raising your credit score.

With a bankruptcy filed under Chapter 7 you can wipe out most of your debts and start at zero. Such a bankruptcy can offer complete and immediate relief to the most oppressive debt.

A bankruptcy filed under Chapter 13 is a payment plan that provides you with breathing room so you can get your finances in order and pay off your debts.  Most debts will be paid at a percentage with little to no interest. This type of bankruptcy is particularly attractive to those facing foreclosure or repossession, as it will allow you to retain your property.   

I have handled thousands of bankruptcy cases in my career.  My experience will help make the process as smooth and stress-free as possible for you.  Start your new debt-free life today. I will explain each chapter and the benefits and detriments of both to help you make an informed decision to suit your needs. Call to set up a free consultation.